Hi, my name is Nicole. I am single and last year purchased a house that was supposed to be an easy money maker. Well, that didn't happen. The more that was done the more that went wrong. I am now out of money completely and behind on my mtg. by 3 months, my college loans are behind 6 months, and all of my other bills are severly behind. I am broke and struggling to just put food in my refrigerator and gas in my car. I took a loan out of my 401k which i am now paying for out of my bi-weekly pay checks. I have never struggled like this before. I work hard for my money but because i don't make enough to stay on top of things i am going to loose everything, even my car, which is 2 months behind. I don't know what to do. I have tried to refinance but because my credit is so bad i can't find any help. I am tired of people getting things for free. If you are a hard working, middle class person you get no aid whatsoever. I have medical insurance, that i pay for through my job, and between my asthma medication and ADHD medication i pay out over $150/month for my perscriptions, and that, like i stated, is with insurance. I need someone to throw me a bone. It would be nice to finally have someone help me out. I just need to catch up and gt current with my bills and then i can stay on top of them. I am in a really rough spot and scared that my house is going to get foreclosed on and my car repossed. Anyone out there that can help me? Thank you for listening.